Disclosures

vaults.cash is a self-custodial interface for providing liquidity to Uniswap v4 pools on Base and Robinhood Chain. Your funds sit in your own wallet and in pool positions you own. vaults.cash deploys no smart contracts and never takes custody. It is not affiliated with, endorsed by, or sponsored by Coinbase, Robinhood, Uniswap Labs, Circle, Paxos, Privy or Relay.

Markets labelled “Stock token” are Robinhood-issued tokens on Robinhood Chain that track a US equity or ETF. They are not the underlying shares, carry no shareholder rights, and their availability depends on your jurisdiction. vaults.cash does not issue them.

vaults.cash charges 0.6% of the amount converted when you enter a position, and 0.6% of the amount converted back when you exit. It is a plain transfer inside the transaction you review before signing. Pool trading fees you earn are yours entirely. The minimum deposit is $5 on Base and $10 on Robinhood Chain, where gas is paid in USDG.

If you were invited, half of our fee on your deposits is paid to the person who invited you, on-chain, in the same transaction. It does not change what you pay.

Gas (network fees) is separate from our fee and goes to the network, never to us. On Base, vaults.cash pays it for you. On Robinhood Chain you pay it in USDG from your balance, typically a few cents per action, so you never need ETH. vaults.cash never marks it up.

Targets only: on top of the entry and exit fee, vaults.cash takes an 8% performance fee on the trading fees a ladder earns for you, as payment for building the ladder, watching it and closing it at your target. It is a share of your fee gains only, never of what you put in, and it is taken in the same transaction when you collect or close, whether you close by hand or the contract closes it for you. Pools positions never pay it.

Moving dollars between chains uses Relay, a third-party bridge. Relay's route fee and the conversion rate are shown before you confirm; vaults.cash charges nothing for it.

Liquidity positions are not deposits and are not insured. The value of a position changes with the price of the assets in it, and concentrated positions can underperform simply holding the assets (“impermanent loss”). Positions can go out of range and stop earning. Uniswap's contracts are widely audited but no smart contract is risk-free. Never deposit more than you can afford to lose.

Markets marked “Steady” pair two assets that track the same thing, such as staked ETH against ETH, or one dollar token against another. Because both sides move together, impermanent loss is typically minimal. It is not zero: a stablecoin can de-peg and a staked token can trade away from its underlying, and either is realized as a loss in the position. Stablecoins are not bank deposits and are not FDIC-insured.

If you turn on agent access, you authorize vaults.cash's server to sign transactions from your wallet through Privy, limited to depositing, adding, withdrawing and collecting through vaults.cash, so that an AI agent holding an account key you create can act for you. Targets do not use it: a target closes through the LadderCloser contract, which any account may call but which only succeeds once every rung is crossed and can only send the proceeds to the rung owner, less the fees above. Common questions about it are answered on the trust page. You can revoke keys and turn access off at any time; until you do, treat a key like a password.

Nothing here is investment, legal, or tax advice. Estimated APRs are extrapolations of the last 24 hours of real pool activity and are not promises of future returns. Availability may be restricted in some regions.