How it works
Here is exactly what happens to your money, step by step, drawn with real numbers, and how to check every part of it yourself.
When you deposit
say, $100 into ETH / USDCPosition #3084756
ETH / USDC · Uniswap v4
In your wallet- 1
Your dollars are split for the pool
A liquidity position holds two assets. We compute the exact split your price range needs right now and swap that share on Uniswap with a slippage bound. If the market moves too much mid-transaction, everything reverts and you keep your money.
- 2
Your position is created, owned by you
The two halves go into the official Uniswap v4 pool and the position comes back to your wallet as an NFT. It is yours the same way the dollars were: vaults.cash has no key, no admin switch, no way to touch it.
- 3
Our fee comes last: 0.6% flat
The final call sends 0.6% of your deposit (60¢ on $100) to vaults.cash, as a plain transfer anyone can see on the public ledger. If you were referred, half of it goes to your referrer in the same transaction.
- 4
All of it is one transaction
Every step above runs as a single batch: it all succeeds or it all reverts as if nothing happened. There is no state where your cash is swapped but stuck.
How you earn
Live demoETH / USDC · your range $2,160 – $2,640
EarningThe white dot is the market price. Every trade that happens while it sits inside your band pays you a slice of the pool fee. When price wanders out, your position holds one asset and waits; it starts earning again the moment price comes back. “Set & forget” is a band so wide it never pauses, at a lower rate.
Earned fees accumulate to your position and show on your portfolio as “traders paid you”; collect them any time, or take them along when you withdraw. Estimated APRs come from the pool's real trading over the last 24 hours and are not promises.
When you withdraw
Position #3084756
closed, fees collected
The position is burned, both halves come back with the fees they earned, and whatever is not the chain's dollar (USDC on Base, USDG on Robinhood Chain) is swapped back to it. The same flat 0.6% applies to the amount converted on the way out, nothing else. From there you can send it anywhere, including back to an exchange.
The honest risk list
Read this one- !Prices move. A position's value tracks the assets in it. Concentrated ranges can underperform simply holding (“impermanent loss”) when prices trend hard in one direction.
- !Ranges pause. If price leaves your range, your position stops earning until it returns or you reposition. “Set & forget” never pauses but earns a lower rate.
- !Contracts are code. Your funds sit in Uniswap v4, among the most audited contracts in crypto, but no smart contract is risk-free. vaults.cash adds no contract of its own to that path.
- !Some pools are thin. Thin pools mean bigger price impact and we badge the quiet ones. We warn you before any deposit where this bites.
- !Stock tokens depend on their issuer. Robinhood stock tokens track a share price but are not the shares; availability depends on where you live.
Don't trust, verify
Public ledgerEvery claim above is checkable. Your wallet, your positions, our fee address, every transaction: all public on the Robinhood explorer and the Base explorer. Each position on your Portfolio links to itself inside Uniswap's own app. What we can and can't do is spelled out on the trust page, and the fee schedule on the disclosures page.